Staying At Home ~ One Income In A Two Income World

writing and coffee

We may earn money or products from the companies mentioned in this post.

Sharing is caring!

Can it be done? What’s that, you ask? How can a family of four survive on one income in this world that deceives us by making us believe that two incomes is necessary? Of course, we know that anything is possible, right? Do you really believe that phrase? I’ll be honest. I never used to believe it. After all, how do we afford even a mortgage payment on only a single income? Take a look into our solution.

Prioritiesless is more

This is step one. The Mister and I have created a list of things we feel are necessary and a list of wants. That’s the easy part. Letting go of the items on our ‘wants’ list was a little more challenging. However, after downsizing a couple of times, we have realized that less is more. This is also in reference to our housing. We once had 4,000 square feet to spread out in, accompanied by five acres. Necessary? Not at all. Our smaller home is what we’ve made it. It is full of love and memories, and yes, closeness. Lots of it. We realized we don’t need all the stuff we had accumulated in years passed. We have focused our priorities on what means the most to us.

Time Is Money

Once we realized that time is a fleeting thing, here one moment and gone the next, we were able to better see that our wants really meant nothing compared to quality time spent with our two darlings. His job allows him to only have to work 4 days a week, so each weekend allows us 3 days, versus the typical two. This is wonderful and adds to the quality time we can spend together as a family. Our time together is so much more valuable than any money he’d be making by working another day or two each week.

The Catch

There’s always a catch, isn’t there? There always seems to be some sort of trade-off when you make a big life change. One income. That’s the catch here. In our case, it allows me to teach our kiddos from home. This has been one of the greatest blessing in my life. The kids and I spend more time reading, observing, experimenting, and making memories than we otherwise would have. It’s wonderful to be home with them, witnessing their learning. (I intend to write more about this at a later date while I compare public schools to the learning that goes on at home in a home school setting.) But one income? Yes.

The Release

We’re letting go. It’s amazing the freeing feeling that ensues when we realize that too much stuff is just bogging us down. Have you felt that way? Do you ever just look around and wonder why you have this item or that product? We have eliminated the need for those questions in our home, and it’s wonderful! Less really is more. We’ve released all the excess, and it’s making it possible for me to be at home.

When Stubbornness Runs In The Blood

I can’t settle for it. I can’t just give in to living on one income if I have options to reverse it and it works for our family. What? You’re confused now, aren’t you? You thought I was so happy to be at home and live off of one income. I am! Don’t get me wrong. Please don’t misunderstand my stance here. It is a challenge, to be sure. I love challenges, especially when someone tells me that I cannot do something; I will do everything in my power to make it happen. (Maybe that’s why I’m not worried about having only one income!) Hear me out. I am stubborn. Not just a little stubborn. Very. It’s in my blood (thank you, Dad). Why just settle? I can’t do that! I want to find a way to allow our family to travel. I want to take our littles to some amazing places. I want to be able to fly them to visit family and not have to drive 22 hours like we’re used to doing now. Is that wrong? If it is an option, then I need to take full advantage of any opportunity that allows for it.

I Can’t Sit Still

I don’t think there’s anything wrong with wanting more for your family. Being able to fly to places is on our ‘wants’ list, along with travel. There’s nothing wrong with wanting to be able to find a creative way to fund those things. It’s not selfish. It’s not for ME, it’s for THEM. Everything I do revolves around and for THEM. That’s what parenting is all about. I realized that the second I witnessed my daughter take her first breath. It became further solidified when I heard my son’s first cries. Parenthood changes you, friends, and it changed me significantly.


I Want More

For them. For all of us. I started this mission a couple of months ago. After we decided this was our new path, I looked, no scoured the internet for ways to make money from some sort of side gig. Do you know what I found? I found a lot. A lot of garbage, that’s what. It was one website after blog after link and people wanting money from me. How was I ever going to find something? I wasn’t. I wasted a lot of time and had nothing to show for it. Just as I was about to give up, I found some hope. An intervention? An answer?

Could It Be?

One small voice told me to keep reading from the website I was on. It was seriously the last one I was going to read. I had succumbed to defeat. But wait! I kept on and something somewhere deep down was urging me to keep on reading. I did. What happened next became my new journey, and I couldn’t be more thankful. I was led to a place that I never knew I was looking for. It was a place I never even knew existed.

It’s No Secret

I found this online platform called Wealthy Affiliate. I am in love. I have written all about it here, and about what I learned in my first few days. I won’t go into it all right now, but I want to take you to another post that shares some success stories HERE. You are more than welcome to check it out. I don’t want to hide it. It has given me high hopes of a bright future to earn passive income that will allow our family to do things that we have only dreamed of. Wealthy Affiliate has taught me what I know about affiliate marketing, blogging, and participating in THE BEST online community I have ever witnessed. The sky is the limit, and I’m not just saying that. My small successes thus far have already proven that.

Are You Interested?

If you want a piece of this delicious pie and an opportunity to check it out and see for yourself, click on the picture below! I would be happy to welcome you to Wealthy Affiliate and show you around! Besides, it’s free to check out! Nothing ventured, nothing gained.

Final Thoughts

Yeah, it’s definitely possible to live on one income in a world pressuring us to have two. It isn’t necessary, though! I have a desire to take my family to places we’ve never even thought about. I want to give my littles opportunities beyond their wildest imaginations. These are wants, but I want to make them happen. Even if you have a full-time job, this side gig could still enable you to earn passive income and have a little extra to live off from! But be careful. You could eventually end up loving Wealthy Affiliate, become really successful, and work from wherever in the world you’d like. Check it out. The initial membership is FREE! You can learn all I’ve learned in this short time and provide the future for your family! If you have questions or comments, please feel free to leave them below. What extra things would you do with your family if you created some passive income? I wanna hear about it!

Live Your Best Life,
Perfect Chaos

29 thoughts on “Staying At Home ~ One Income In A Two Income World”

  1. Henderson says:

    People have different reasons for wanting to work at home. For me, it is because of my sick aunt and i must confess, it has become  a big part of me now. The truth is that, i started off working as a freelancer before finding wealthy affiliate and ever since, its been a very awesome ride for me. Joining the platform is the best decision i have ever made because i can pay my bills and still pay for my aunts treatments too. Nice post here and i believe you have a very beautiful family.

    1. admin says:

      Your story warms my heart!  Your aunt sounds like a wonderful woman and I’m sure she’s thankful for your help!  I am so glad that Wealthy Affiliate has opened doors for you to be able to properly care for her.  Thank you for taking the time to read and comment with such encouraging words!  I appreciate it.  Blessings to you and your precious aunt!  

  2. Chloe says:

    Hello there, thanks for sharing thi wonderful post. There are so many people out there who are looking for means to making money online and do not really know how to go about it, in terms of having the right training. Wealthy affiliate fo me have been one of my most trusted means of learning about the online business and would give all the required training one  would need to be successful in the business. Thanks for sharing.

    1. admin says:

      Hi, Chloe!  You’re welcome!  Finding Wealthy Affiliate has made all the difference for me, and my goal is to share it with others.  It is not a secret!  I want to spread the good news of it everywhere!  It’s especially great for newbies, as it offers so much training and learning opportunities.  The owners, Kyle and Carson, are present as well.  They answer questions and offer advice.  It is the best decision I’ve made regarding my financial freedom!  Thanks for commenting!  Cheers!

  3. Shelley says:

    Wow! This is very exhausting and interesting to read on. Thanks for suggesting wealthy affiliate as a platform that could provide an alternative to making things happen when it comes to having the right training to becoming an affiliate marketer which would invariably generate income more to supplement whatever one is doing and overtime becomes the major source of income. This is really nice to know of. Thanks

    1. admin says:

      Hey, Shelley!  Thank you for stopping by and taking the time to read and comment.  After earning a college degree, I always thought that was ‘it’ for me.  However, Wealthy Affiliate has taught me that as you say, one can earn from multiple streams.  I owe all that I’ve learned to WA.  The platform is truly amazing.  The community is so willing to help, especially those who are new.  It’s just a terrific place to learn about all things dealing with affiliate marketing and getting a solid foundation built.  Blessings!

  4. Charles says:

    You have said a lot of useful things with this nice post of yours. I think people should stop being dependent on a single source of income when there are ways to create multiple streams of income. You have shared some insightful tips and I will surely tap into that.

    1. admin says:

      Thanks, Charles!  Wealthy Affiliate is a great place to learn of all those possible income streams!  I can’t tell you how much I’ve learned, specifically since I joined the platform knowing nothing.  Take a peek!  You won’t be disappointed!  Cheerio!

  5. Stanley says:

    You have you priorities right. Yes, income from work is what we are conditioned to build our entire lives around. The problem is you are exchanging time for money. All of us have the same 24 hours in a day so there is a limit even after 2 incomes. However, I agree that is makes sense to live according to one’s values and stop spending money on things you don’t need. Less is more. The more you have, the more TIME you end up taking care of things instead of people that matters. I am a member of Wealthy Affiliate and I agree it provides the education and platform to build an online business that would scale to create multiple income streams. Yes, you can build up to 50 income websites. But, start with one, try it out. Everyone can do with additional income but don’t Trade time for money.

    1. admin says:

      Hi, Stanley!  24 hours sure disappears quickly sometimes, doesn’t it?  You’re correct when you say that having too much stuff takes up too much time.  This is why we’re simplifying our lives.  I love the freeing feeling it offers!  I also love Wealthy Affiliate and the opportunities it has created for me!  Best of luck to you as you explore the platform as well!  Cheers!

  6. Henry says:

    Hi! This that you’re talking here about creating a stream of passive income seems like a dream come true. I’m glad I landed on your site, because you address this matter of creating our own business online in a very balanced way. I don’t like all these hyped promotions. I’m also excited about this online community you have mentioned.

    1. admin says:

      Hey, Henry!  Please do check it out!  It has opened doors for my family that I never dreamed possible.  I like the creative shuffle it offers, giving me all the time with my family that I crave.  Thank you for your insight!   You won’t be disappointed with Wealthy Affiliate.  Carry on!

  7. Ainsley says:

    Staying at home while our family is on one income is definitely hard. That’s lots of missed opportunities and we’re working on living with less (so hard!). Really trying to get extra income from home, especially passive income.

    1. admin says:

      Hi, Ainsley! It’s definitely a challenge in the beginning, but we’re learning to love it! I love the idea of passive income – and a formula that works! Best of luck to you! Blessings!

  8. Maggie says:

    There are so many ways to make passive income these days, even stay at home parents can do it! I think as bloggers, we have figured it out. Great post!

  9. Tahia Wentz says:

    It’s definitely a change when you go from one income to two!

    1. admin says:

      It sure is! But it is definitely possible to overcome! Thanks for stopping by and taking the time to comment!

  10. Annette says:

    Being a stay at home mom I love the idea of making passive income. Thanks for sharing!

    1. admin says:

      Hi, Annette! Thanks for stopping by! Nice to meet another stay-at-home mom! I, too, enjoy the thought of passive income! The possibilities are endless, and I’m excited to have begun the journey! Please let me know if you have any questions! I would love to help you out. Blessings!

  11. It sounds like you have found a really great solution to have the best of both worlds! Downsizing is such a great idea too!

    1. admin says:

      It’s working so well for our family! Thanks for taking the time to read and comment! Best of luck to you. Blessings!

  12. Dawn says:

    Great post! As a stay at home mom/work at home mom, I had a lot of the same concerns and thoughts. I definitely feel like it’s worth it! And passive income is the game to be in. I’ve started shifting my perspective around money. My parents were very blue collar, and to them, you put in 8 hours work and get paid. They never understood that you could put in work and continue to get paid AFTER the work is complete! So that is a new and difficult journey for me, but so far it’s been worth it!

    1. admin says:

      I’m so happy that things are working out for you, Dawn! It makes it easier to sleep at night knowing that your hard work during the day will pay off in the end! (after hours) Thank you for stopping by. I appreciate your taking the time to comment! Best of luck to you as you continue down the road to passive income! 🙂

  13. Kim Kupiecki says:

    I appreciate you sharing your story with us. I’ve never heard of Wealthy Affiliate before…I’m so happy this is working out for you and your family!

    1. admin says:

      Thanks, Kim! It has been a very welcomed ‘accident’ for us! Happy to share more if you’re interested! 🙂 Blessings!

  14. Yes this is really difficult and seeing as how daycares cost more than most salaries and weekly earnings!

    1. admin says:

      I am with you! I can’t believe the cost of childcare. It almost makes more sense to try and stay home with our babies, doesn’t it? Thank you for stopping by and commenting! Blessings to you!

  15. Lily says:

    Hi Heidi, I hear women with young families saying the same things about wanting more time with their kids and husband but being able to give up that extra pay check. It’s not because they want the world, they want to be able to pay their mortgage. I admire how you have downsized and changed your thinking about basics and congratulations on doing home schooling.
    I’m at the other end of my life and retired and was looking for some extra income to do some travelling too. I tripped and fell into Wealthy Affiliate because it was free and like you am delighted with all the training and results I’m having already. Plus the support from the community and making new friends around the world. It’s a no lose trial.

    1. admin says:

      Dear Lily,

      Thank you so much for dropping by! I appreciate your comments so much. It was a great decision for us, and while it’s not the right decision for everyone, it works for our family. We’re very much enjoying how things are turning out!

      Wealthy Affiliate has given me new life in a time that was more than perfect. I’ve been lucky to have had some time to devote to building a business. I’d never had the opportunity to do so before. The training is phenomenal and the people I’ve met are second-to-none. It’s definitely a great option for those just looking into options!

      Thank you again for stopping by. Best of luck to you on your journey with building a business. To YOUR success!

Leave a Reply

Your email address will not be published. Required fields are marked *

Visit Us On TwitterVisit Us On PinterestVisit Us On FacebookCheck Our Feed